While it is different for every business, some common benefits of having business insurance are below.

What are the Benefits of Business Insurance?

• damage or destruction to your business vehicles

• certain liability exposures resulting from the operation of your business vehicles

• damage or destruction to your office equipment or inventory

• loss of income in case you have to close-up shop temporarily because of a covered loss

• certain business related liability exposures such as, wrongful entry or search, libel, slander and even certain offenses arising out of your business’s advertising

• risks to your cargo while in transit or storage

• theft or loss of tools and equipment

• crime coverage including robbery, burglary, even employee dishonesty

(list of benefits sourced from Insurance Traders)

Now that you’ve discovered some of the benefits of business insurance, it’s now time to discover the list of full benefits by speaking with Insurance Newton!

We insure many businesses in the local area so that they have peace of mind for their “risky business.” If you’re ready to chat just contact us today!

Most of the time, they already know that life insurance is important but they’re not sure exactly what the full benefits are.

5 Reasons You Need Life Insurance:

• protecting the income stream of the family (maintaining standard of living)
• providing liquidity at the insured’s death
• providing a source of retirement income
• funding the children’s education
• creating or sustaining family wealth

Essentially, life insurance is a hedge against the untimely death of the primary bread winner and the resulting shortfall of resources that may result from early death.

(info cited from The Young Economist)

When most people discover these 5 reasons to get life insurance, they immediately discover that is is in their best interest to think seriously about adding life insurance into their financial plan.

Don’t take Snoopy’s word for it (though he is a great mascot). Ask your friends, family, and co-workers about the benefits of life insurance and we’re sure you’ll be convinced that it is a valuable addition to your financial plan and peace of mind.

If you’re now thinking seriously about the 5 reason you need life insurance then contact us today!

What Does Service Mean to Insurance Newton?

1. We’re motivated by service: For better or worse, many local insurance companies have been around for 20+ years and are in a routine. At this point there is really not as much motivation to offer superior service. At Insurance Newton, we are young, motivated, and passionate about service.

2. We’re like you: Because we want to raise our families in the area and see you at the little league field, or at Dunkin Donuts, or Casey’s Diner (best hot dogs) we know that we can’t offer service that is not beyond what you are looking.

3. You’ll smile after we talk: Many people hang up the phone frustrated when they talk to an insurance professional. Whether it’s because of an accident, a policy mistake, or general lack of empathy, you will never have that experience with Insurance Newton. Our calming, knowledgeable, understanding approach is what you are looking for when we need to chat!

If you’re ready to start working with a company that believes in service as much as you do then contact us today!

The spend millions of dollars to influence you that this secret doesn’t exist, but it does.

What the Big Insurance Companies Don’t Want You to Know:

Despite the millions they spend in advertising, they offer less service, less efficiency, and the same rates as smaller, local insurance companies.

As you can imagine, getting a rate approved through a corporate conglomerate simply takes longer than it takes with local insurance company like Insurance Newton. The longer it takes, the longer you wait, and the more frustrated you get. 

When you choose to work with a company like Insurance Newton, you’re speaking directly with the owners so you can feel confident that you’re in good hands (not just because a commercial told you so).

Can you imagine calling up the biggest insurance company in Boston and asking to speak to the CEO about your policy? Well, we might not be biggest but you have direct access to the top of the company whenever you need it!

When a commercial tells you to believe you’re in good hands, ask yourself if you really are and you’ll have discovered the secret the big insurance companies don’t want you to know!

If you’re ready to start working with a company that gives you direct access to the owners at any time then contact us today!

1. Stay insured. Never let your insurance policy lapse. You may find it difficult to obtain insurance if your policy expires, and your insurance may be more expensive than it was before. Customers who let their insurance expire—even for a couple days—are statistically higher-risk, and insurance companies often charge extra for this.

2. Don’t insure vehicles you don’t drive. If one of your cars broke down and has been sitting in the backyard for a year, make sure it’s not still on your insurance policy. Keep in mind, though, that many states require that you have any registered vehicle insured, so if you drop insurance you may want to register the vehicle as “inoperable” to avoid any complications or penalties. Only drop a vehicle from your policy if you’re sure you’re not going to be driving it for a long time.

3. Buy a longer policy. There may be a price penalty attached to 3- or 6-month policies, so the longer your policy term, the cheaper your rates will likely be. Regardless of the length of your policy, you may be able to save money by paying it up front in full instead of in monthly installments. If installments are the only affordable option, you may be able to avoid fees by having your premiums automatically deducted from your bank account each month.

If you’re ready to start saving on your auto insurance and want to know even more ways to save contact us today!